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🚀 What does it really take to build a startup in Silicon Valley?
Oliviero Pinotti went from studying hospitality at EHL to teaching himself how to code, becoming an early engineer at a Y Combinator-backed startup, and eventually making it into Y Combinator himself. Today, he is building Alfera, an AI startup developing AI workers for businesses.

🎙️ In this episode of UNLOCKED, Oliviero takes us behind the Silicon Valley dream: the relentless pace, the pivots, the fundraising rejections and the reality of building a company from the ground up. He also breaks down what Europe gets wrong about startups,...

Oil prices are falling, but the relief across energy markets remains only partial. Diesel prices are surging to record highs as supply disruptions, elevated shipping costs and geopolitical tensions keep refined products under pressure. Meanwhile, Donald Trump has backed the idea of restricting US diesel exports to ease domestic prices — but if only it were that simple. Restricting exports could tighten global supply, push international diesel prices even higher and ultimately have consequences at home.
Elsewhere, the US dollar remains well bid despite cheaper oil, while the SNB prepares for its latest policy decision and Bitcoin is rebounding alongside...

Oil prices are retreating on Middle East peace hopes, while AI optimism is roaring back as Meta’s Muse AI fuels expectations for a new wave of agent-driven computing demand.
The improved mood comes into a relatively quiet week for economic data and events. And if oil prices continue to retreat, the picture could brighten further: easing energy-driven inflation fears could pull global yields lower, relieve pressure on central banks and give risk appetite more room to run.

Listen to find out more!

Ipek Ozkardeskaya has begun her financial career in 2010 in the structured products desk of the Swiss Banque...

What does it really take to reach financial freedom? 💰

Charlene started investing with just $500. A decade later, she had built a seven-figure portfolio and reached the point where she no longer had to rely on her corporate career. Her strategy? Surprisingly simple.

🎙️ In this episode of UNLOCKED, Charlene shares the journey behind her financial independence, from saving up to 50–60% of her income to building a simple, goal-driven investment strategy. She also breaks down the mistakes that hold investors back, from waiting for the “perfect” moment to home bias, overconfidence and unnecessary complexity.
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